NHS Band 6 Net Pay encompasses a range of vital roles within the healthcare sector. These roles
include Senior Staff Nurses, Scrub Nurses, Occupational Therapists, Managers, Project
Coordinators, Business Intelligence Developers, Senior Data Analysts, and many more. While a
newly qualified midwife starts at Band 5, most midwives progress to Band 6 as they gain
experience and expertise. We also provide net pay calculations for part-time Band 6 positions.
It’s important to note that all nurses are required to hold a professional registration, which incurs
an additional fee paid by the individual. The Nursing Midwifery Council (NMC) oversees this
registration process and increased the fee to £120 per year in February 2015. This fee ensures
that nurses maintain their professional status and uphold the highest standards of care within
the industry.
Band 6 – 1st Pay Point
(£35,391 per annum)
Starting from 1st April 2023, in line with the 5% NHS pay rise, the annual salary for a Band 6 on
the 1st pay point will be £35,391. This translates to a monthly income of £2,949.25 before any
deductions. Deductions from this pay point include £228.15 per month for National Insurance,
£289.03 per month for NHS Pension contributions, and £322.54 per month for income tax. As a result, the NHS Band 6 Net Pay for individuals at the 1st pay point amounts to £2,109.53 per month.
“The recent 5% NHS pay rise has resulted in an increase in the annual salary for this pay point from £33,706 to £35,391. This represents a total increase of £1,685 per year or £0.140 per month. As of 1st April 2023, individuals can expect a new net take-home pay of £2,110 per month, reflecting an additional £84.46 compared to the previous amount, thanks to the NHS 5% pay rise.”
| Detail | Amount in pounds (£) |
|---|---|
| Yearly Salary | £35,391 |
| Monthly Gross Salary | £2,949.25 |
| Pension from Oct ’22 | £289.03 |
| National Insurance Deduction | £228.15 |
| Tax Deduction | £322.54 |
| Monthly Net Pay after all deductions | £2,109.53 |
Based on the current regulations, the pension rate for individuals earning between £29,180 and
£43,805.99 per year is set at 9.8%. When it comes to income tax, the rate of 20% applies to
earnings falling within the range of £12,570 to £50,270 per year. As for National Insurance (NI),
the rate of 12% is applicable to monthly earnings between £1,048.01 and £4,189. These figures
serve as a general guide and are subject to the specific rules and regulations in effect during the
2023/2024 tax year.
“The net pay for NHS employees, which represents the take-home pay after deductions, accounts for approximately 72% of the total salary. In practical terms, for every £1 earned, around £0.72 is retained as net pay, while £0.28 is deducted for various contributions and taxes. Please note that these percentages are approximate and can vary depending on individual circumstances and specific deductions.”
If an individual in Band 6 progresses or moves up from the 1st pay point to the 2nd pay point,
they would experience an increase in their monthly earnings of approximately £98.21 after all
deductions. This translates to a total increase of £163.25 over the course of a month.
Band 6 – 2nd Pay Point
(£37,350 per annum)
Starting from 1st April 2023, with the implementation of the 5% NHS pay rise, the annual salary
for a Band 6 on the 2nd pay point will be £37,350. This equates to a monthly income of
£3,112.50 before any deductions are made. Following the necessary deductions, including
£247.74 for National Insurance, £305.03 for NHS Pension contributions, and £351.99 for
Income Tax, the NHS Band 6 Net Pay at the 2nd pay point will amount to £2,207.74 per month.
“With the implementation of the 5% NHS pay rise, the pay point for Band 6 on the 2nd pay point has increased from £35,572 to £37,350 per year. This represents a total increase of £1,778 annually or £0.148 per month. As of 1st April 2023, the new NHS net take-home pay for individuals in this pay point will amount to £2,208 per month, which is £89.12 more compared to the previous salary, thanks to the NHS 5% pay rise.”
| Detail | Amount in pounds (£) |
|---|---|
| Yearly Salary | £37,350 |
| Monthly Gross Salary | £3,112.50 |
| Pension from Oct ’22 | £305.03 |
| National Insurance Deduction | £247.74 |
| Tax Deduction | £351.99 |
| Monthly Net Pay after all deductions | £2,207.74 |
The calculations are based on a 9.8% pension rate, which applies to earnings between £29,180
and £43,805.99 per year. The Income Tax rate is set at 20% for earnings falling within the range
of £12,570 to £50,270 annually. Additionally, the National Insurance (NI) rate of 12% is
applicable to monthly earnings ranging from £1,048.01 to £4,189.
“The NHS net pay, which represents the take-home pay, accounts for approximately 71% of the total salary. This implies that for every £1 earned, around 71 pence is retained, while approximately 29 pence is deducted.”
If an individual in this band were to be promoted or move up from Band 6 on the 2nd pay point
to Band 6 on the 3rd and final pay point, they would experience an additional monthly increase
of £264.05 after all deductions. This amounts to a total increase of £438.92 overall.
Band 6 – 3rd & Final Pay Point
(£42,617 per annum)
Starting from 1st April 2023, with the implementation of the 5% NHS pay rise, the annual salary
for a Band 6 on the 3rd and final pay point will amount to £42,617. This equates to a monthly
income of £3,551.42 before deductions. Deductions include £300.41 per month for National Insurance, £348.04 per month for NHS Pension contributions, and £431.18 per month for Tax. As a result, the NHS Band 6 Net Pay at the 3rd & final pay point will amount to £2,471.79 per month.
With the recent 5% NHS pay rise, the pay point for Band 6 on the 3rd and final stage has been
raised from £40,588 to £42,617 per year. This represents a total increase of £2,029 annually
(£0.169 per month). Effective from 1st April 2023, the revised net take-home pay for NHS
employees at this pay point will amount to £2,472 per month, which reflects a significant
increase of £101.70 attributed to the NHS 5% pay rise.
| Detail | Amount in pounds (£) |
|---|---|
| Yearly Salary | £42,617 |
| Monthly Gross Salary | £3,551.42 |
| Pension from Oct ’22 | £348.04 |
| National Insurance Deduction | £300.41 |
| Tax Deduction | £431.18 |
| Monthly Net Pay after all deductions | £2,471.79 |
The calculations provided are based on the applicable rates for the 2023/2024 NHS Pension,
National Insurance, and Income Tax. It is important to note that the pension rate of 9.8% is
applied to earnings falling within the range of £29,180 to £43,805.99 per year. The Income Tax
rate of 20% is applicable to earnings between £12,570 and £50,270 per year. Additionally, the
National Insurance (NI) rate of 12% is applied to earnings ranging from £1,048.01 to £4,189 per
month. These figures serve as a general guide for NHS workers, although it is recommended to
consult with the appropriate authorities for accurate and up-to-date information regarding
specific earnings and deductions.
“When it comes to NHS net pay, the take-home pay compared to the total salary amounts to 70%. In simpler terms, for every £1 earned, approximately 70 pence is retained while 30 pence is deducted. These figures provide an overview of the overall percentage breakdown of net pay received after deductions.”
Suppose an individual on Band 6, positioned at the 3rd & final pay point, is promoted to Band 7 on the 1st pay point. This advancement would result in an additional monthly income of £56.35
after all the necessary deductions, summing up to a total increase of £93.67 overall.
It’s important to note that for nurses specifically, there is an additional deduction of £10 per
month to cover the NMC registration fees. Hence, nurses should take this into account when
calculating their net pay.
Important Notice
When it comes to calculating taxes, it’s important to note that the deductions for pension
contributions are taken into account before determining the tax liability. This means that
individuals may find themselves earning an amount that falls below the thresholds for the 20%,
40%, or 45% tax brackets, even after their pension contributions have been deducted.
In the NHS, many employees have the opportunity to earn additional income by working
unsocial hours, which include shifts during weekends, evenings, bank holidays, and overnight.
The remuneration for these hours is calculated on an individual basis, with each hour worked attracting specific enhancements. These enhancements are then added to the monthly payment, providing employees with an accurate representation of their total income.
Please keep in mind that all the calculations provided are based on the 2023/2024 NHS
Pension, National Insurance, and Income Tax rates. However, it’s important to note that these
calculations have not been verified by the NHS and there may be slight variations in the final
figures. The information provided here is intended to serve as a general guide for NHS workers,
providing them with an overview of their potential earnings and tax liabilities. For more authoritative information on NHS Band 6 roles and pay scales, you can visit the NHS Digital website.
