NHS Band 3 positions encompass a wide range of roles, spanning from clinical coders to
recruitment advisors and secretaries. Within NHS therapy services, there are numerous Band 3
assistant positions available, including roles in Physiotherapy, Speech and Language, Dietetics
(food), Podiatry (feet), and Occupational Therapy. These roles not only provide an opportunity to
explore various career paths but also serve as an excellent starting point for individuals looking
to pursue a profession in the healthcare field. Additionally, we provide net pay calculations
specifically tailored for part-time Band 3 employees.
Band 3 – 1st pay point
(£22,816 per annum)
Starting from 1st April 2023, taking into account the 5% NHS pay rise, individuals at the first pay
point of Band 3 will have an annual salary of £22,816, equivalent to £1,901.33 per month before
deductions. Based on this salary, National Insurance contributions would amount to £102.40 per
month, NHS Pension contributions would be £115.98 per month, and Tax deductions would total
£147.57 per month. After these deductions, the net (take-home) pay for someone at this NHS
pay point would be £1,535.38 per month.
“With the recent 5% pay rise in the NHS, the pay point for this role has been raised from £21,730 to £22,816 per year. This represents a yearly increase of £1,086 (£91 per month). As of 1st April 2023, the revised net take home pay for NHS employees will be £1,535 per month, reflecting an additional £57.11 due to the implementation of the 5% pay rise in the NHS.”
| Detail | Amount in pounds (£) |
|---|---|
| Yearly Salary | £22,816 |
| Monthly Gross Salary | £1,901.33 |
| Pension from Oct ’22 | £115.98 |
| National Insurance Deduction | £102.40 |
| Tax Deduction | £147.57 |
| Monthly Net Pay after all deductions | £1,535.38 |
This calculation is based on a pension rate of 6.1%, as the earnings fall between £16,832 and
£22,878.99 per year. The Income Tax rate of 20% applies to earnings between £12,570 and
£50,270 annually. For monthly earnings between £1,048.01 and £4,189, the National Insurance
(NI) rate is 12%.
“The net pay received from the NHS, which represents the take-home pay, accounts for approximately 81% of the total salary. In other words, for every £1 earned, approximately £0.81 is retained, while £0.19 is deducted.”
If an individual in Band 3 progresses from the 1st pay point to the 2nd and final pay point, they
would experience a monthly increase of £53.94 in their earnings after all deductions, resulting in
a total increase of £126.58 overall.
Band 3 – 2nd & Final Pay Point
(£24,335 per annum)
Starting from 1st April 2023, with the implementation of the 5% NHS pay rise, individuals at the
2nd and final pay point of Band 3 will receive an annual salary of £24,335. This amounts to
£2,027.92 per month before any deductions. From this NHS pay point, National Insurance
contributions will be £117.59 per month, NHS Pension contributions will amount to £156.15 per
month, and Income Tax will be £164.85 per month. Consequently, their net (take-home) pay will
total £1,589.32 per month.
“With the recent 5% NHS pay rise, the pay point for this role has been raised from £23,177 to £24,335 per year. This represents an overall increase of £1,158 annually (£0.097 per month). As of 1st April 2023, the revised NHS net take-home pay will amount to £1,589 per month, reflecting an additional £45.75 attributed to the NHS 5% pay rise.”
| Detail | Amount in pounds (£) |
|---|---|
| Yearly Salary | £24,335 |
| Monthly Gross Salary | £2,027.92 |
| Pension from Oct ’22 | £156.15 |
| National Insurance Deduction | £117.59 |
| Tax Deduction | £164.85 |
| Monthly Net Pay after all deductions | £1,589.32 |
The pension rate applicable in this scenario is 7.7% since the earnings fall within the range of
£23,949 to £28,223.99 per year. For income falling between £12,570 and £50,270 a year, the
Income Tax rate is set at 20%. Additionally, the National Insurance (NI) rate of 12% applies to
earnings ranging from £1,048.01 to £4,189 per month.
“NHS employees receive approximately 78% of their gross salary as net pay (take-home pay). In other words, for every £1 earned, around £0.78 is retained as net pay, while £0.22 is deducted for various contributions and taxes.”
If an individual in Band 3 progresses to Band 4 on the 1st pay point, they would see an increase
of £41.79 per month in their net pay after all deductions, resulting in a total increase of £67.58
overall.
Important Note
Income tax is calculated after deducting pension contributions, which means that someone’s
earnings may fall below the thresholds for the 20%, 40%, or 45% tax brackets once these
deductions are taken into account.
Please note that all calculations are based on the 2023/2024 NHS Pension, National Insurance,
and Income Tax rates. These figures have not been verified by the NHS and there may be slight
variations in the actual amounts. The information provided serves as a general guide for NHS
workers. For authoritative insights on Band 3 pay scales, including deductions and pension contributions, consult the official government guidelines on NHS pay scales.
