Band 9 positions within the NHS encompass high-level roles such as Head of Planning and Assurance, Project Director, Managing Director, or Programme Director. These positions are crucial for overseeing and managing various aspects of healthcare delivery. Despite their significance, Band 9 posts are relatively scarce, with only 15 out of over 10,000 job advertisements on NHS jobs specifically designated for these roles. This indicates the competitive nature and limited availability of such senior positions within the NHS.
Band 9 – 1st pay point (£99,891 per annum)
Effective from 1st April 2023, the annual salary for individuals holding a Band 9 position on the 1st pay point will be £99,891, reflecting the 5% pay rise offered by the NHS. This translates to a monthly income of £8,324.25 before any deductions are made. As part of their contributions, individuals in this pay point will allocate £459.63 per month towards National Insurance, £1123.77 per month for their NHS Pension, and £1832.86 per month for income tax. After these deductions, their net pay, or take-home pay, will amount to £4,907.99 per month.
“With the implementation of the 5% NHS pay rise, the pay point for this particular role has experienced an increase from £95,135 to £99,891 per year. This adjustment reflects a significant total rise of £4,756 annually, equivalent to an additional £0.396 per month. As a result, effective from 1st April 2023, the revised net take-home pay for NHS employees at this pay point will amount to £4,908 per month, showcasing an increment of £197.75 per month directly attributed to the 5% pay rise offered by the NHS. These adjustments contribute to improving the overall remuneration package for individuals within the NHS.”
| Details | Amount in pounds (£) |
|---|---|
| Yearly Salary | £99,891 |
| Monthly Gross Salary | £8,324.25 |
| Pension from Oct ’22 | £1123.77 |
| National Insurance Deduction | £459.63 |
| Tax Deduction | £1832.86 |
| Monthly Net Pay after all deductions | £4,907.99 |
The calculation of pension contributions is based on a rate of 13.5% for individuals earning above £72,031 annually. For income tax, a rate of 20% is applied to earnings falling between £12,570 and £50,270 per year, while a rate of 40% is applied to earnings ranging between £50,270 and £125,140. In terms of National Insurance (NI) contributions, the rate stands at 12% for earnings between £1,048.01 and £4,189 per month, and 2% for earnings exceeding £4,189 per month.
“The proportion of NHS net pay, which represents the take-home pay after deductions, is 59% of the total salary. In practical terms, this indicates that for every £1 earned, approximately 59 pence is retained while around 41 pence is withheld or deducted.”
In the event that an individual within this band is promoted or moves up from a Band 9 on the 1st pay point to a Band 9 on the 2nd and final pay point, they would experience an increase in earnings amounting to £626.12 per month after all deductions have been accounted for, resulting in a total increase of £1254.75 altogether.
Band 9 – 2nd & Final Pay Point (£114,948 per annum)
Starting from 1st April 2023, with the implementation of the 5% NHS pay rise, the annual salary for an individual on the 2nd and final pay point of Band 9 will amount to £114,948. This translates to a monthly income of £9,579.00 before any deductions are made. Considering this NHS pay point, the person will contribute £484.72 per month towards National Insurance, £1,293.17 per month towards NHS Pension, and £2,267.00 per month towards Income Tax. As a result, their net (take-home) pay will amount to £5,534.11 per month.
“With the recent 5% NHS pay rise, the pay point for Band 9 on the 2nd and final level has increased from £109,475 to £114,948 annually. This represents a significant total increase of £5,473 per year (£0.456 per month). As of 1st April 2023, individuals in this pay point can expect a new net take-home pay of £5,534 per month, which reflects a noteworthy increase of £227.57 per month.”
| Details | Amount in pounds (£) |
|---|---|
| Yearly Salary | £114,948 |
| Monthly Gross Salary | £9,579.00 |
| Pension from Oct ’22 | £1293.17 |
| National Insurance Deduction | £484.72 |
| Tax Deduction | £2267.00 |
| Monthly Net Pay after all deductions | £5,534.11 |
The calculations are based on a pension rate of 13.5%, which applies to earnings exceeding £72,031 per year. In terms of Income Tax, a rate of 20% is applicable to earnings falling between £12,570 and £50,270 per year, while a rate of 40% applies to earnings ranging from £50,270 to £125,140. As for National Insurance (NI), a rate of 12% is levied on earnings between £1,048.01 and £4,189 per month, with a 2% rate applicable to any earnings exceeding £4,189 per month.
“When considering NHS net pay, the take-home pay as a percentage of the total salary amounts to 58%. In practical terms, this indicates that for every £1 earned, approximately 58 pence is retained while 42 pence is deducted for various obligations and contributions.”
If an individual within this band were to be promoted or advanced from a Band 9 on the 2nd & final pay point to the position of Deputy Chief Executive Officer (lowest paid) on the Very Senior Manager pay point, their monthly earnings would increase by £210.08 after accounting for all deductions. In total, this would amount to an additional £421.00 in earnings.
Important Note
The calculation of tax is performed after deducting pension contributions. This means that individuals may not earn enough, after accounting for pension contributions, to fall within the 20%, 40%, or 45% tax brackets.
It is important to note that all calculations provided are based on the 2023/2024 NHS Pension, National Insurance, and Income Tax rates. While these calculations are intended to serve as a helpful guide for NHS workers, they have not been officially verified by the NHS and there may be slight variations in the actual amounts.
In the NHS, many individuals have the opportunity to earn additional income by working unsocial hours, which may include shifts during weekends, evenings, bank holidays, and overnight. The payment for these hours is determined on an hourly basis, with enhancements being added to the monthly payment to reflect the additional work performed during these times.
